Thursday, November 4, 2010

personal finance and budgeting





If you die owing money, that means you won the game of life. But some folks harbor a silly fantasy of actually clawing their way out of the imploded Chilean mines of debt they've created for themselves. They put themselves on a budget, hope for job security and the eventual reinstatement of raises and map out exactly when they might taste the financial freedom all too few get to taste.



Personal Finance blogger Girl with the Red Balloon, who is chipping away at more than $16,000 of student loan debt on a $24,000 salary says she'll be out of debt June 1, 2013. She uses the far-off date as encouragement to stay focused on her frugality.



How much debt are you in, and if you plan on getting out of it one day, when do you hope that will be?



Debt Free Date [Girl with the Red Balloon]










If you die owing money, that means you won the game of life. But some folks harbor a silly fantasy of actually clawing their way out of the imploded Chilean mines of debt they've created for themselves. They put themselves on a budget, hope for job security and the eventual reinstatement of raises and map out exactly when they might taste the financial freedom all too few get to taste.



Personal Finance blogger Girl with the Red Balloon, who is chipping away at more than $16,000 of student loan debt on a $24,000 salary says she'll be out of debt June 1, 2013. She uses the far-off date as encouragement to stay focused on her frugality.



How much debt are you in, and if you plan on getting out of it one day, when do you hope that will be?



Debt Free Date [Girl with the Red Balloon]







bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


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If you die owing money, that means you won the game of life. But some folks harbor a silly fantasy of actually clawing their way out of the imploded Chilean mines of debt they've created for themselves. They put themselves on a budget, hope for job security and the eventual reinstatement of raises and map out exactly when they might taste the financial freedom all too few get to taste.



Personal Finance blogger Girl with the Red Balloon, who is chipping away at more than $16,000 of student loan debt on a $24,000 salary says she'll be out of debt June 1, 2013. She uses the far-off date as encouragement to stay focused on her frugality.



How much debt are you in, and if you plan on getting out of it one day, when do you hope that will be?



Debt Free Date [Girl with the Red Balloon]










If you die owing money, that means you won the game of life. But some folks harbor a silly fantasy of actually clawing their way out of the imploded Chilean mines of debt they've created for themselves. They put themselves on a budget, hope for job security and the eventual reinstatement of raises and map out exactly when they might taste the financial freedom all too few get to taste.



Personal Finance blogger Girl with the Red Balloon, who is chipping away at more than $16,000 of student loan debt on a $24,000 salary says she'll be out of debt June 1, 2013. She uses the far-off date as encouragement to stay focused on her frugality.



How much debt are you in, and if you plan on getting out of it one day, when do you hope that will be?



Debt Free Date [Girl with the Red Balloon]







bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


bench craft company

bench craft company

EasyFinancialPlanning.net Budget vs Actual by EasyFinancialPlanning.net


bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


bench craft company




If you die owing money, that means you won the game of life. But some folks harbor a silly fantasy of actually clawing their way out of the imploded Chilean mines of debt they've created for themselves. They put themselves on a budget, hope for job security and the eventual reinstatement of raises and map out exactly when they might taste the financial freedom all too few get to taste.



Personal Finance blogger Girl with the Red Balloon, who is chipping away at more than $16,000 of student loan debt on a $24,000 salary says she'll be out of debt June 1, 2013. She uses the far-off date as encouragement to stay focused on her frugality.



How much debt are you in, and if you plan on getting out of it one day, when do you hope that will be?



Debt Free Date [Girl with the Red Balloon]










If you die owing money, that means you won the game of life. But some folks harbor a silly fantasy of actually clawing their way out of the imploded Chilean mines of debt they've created for themselves. They put themselves on a budget, hope for job security and the eventual reinstatement of raises and map out exactly when they might taste the financial freedom all too few get to taste.



Personal Finance blogger Girl with the Red Balloon, who is chipping away at more than $16,000 of student loan debt on a $24,000 salary says she'll be out of debt June 1, 2013. She uses the far-off date as encouragement to stay focused on her frugality.



How much debt are you in, and if you plan on getting out of it one day, when do you hope that will be?



Debt Free Date [Girl with the Red Balloon]







bench craft company

EasyFinancialPlanning.net Budget vs Actual by EasyFinancialPlanning.net


bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


bench craft company

EasyFinancialPlanning.net Budget vs Actual by EasyFinancialPlanning.net


bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


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bench craft company

EasyFinancialPlanning.net Budget vs Actual by EasyFinancialPlanning.net


bench craft company
bench craft company

Facebook Approved For Yet Another <b>News</b> Feed Patent | The Blog Herald

Facebook has been approved for a news feed patent which allows them to generate a personalized story feed for users, the patent in many ways is similar to the news feed patent they received earlier in 2010. The patent, named Generating ...

Scripting <b>News</b>: How good is Sprint 4G in NYC?

Recent stories. Twitter links. My 40 most-recent Twitter links, ranked by number of clicks. My bike. People are always asking about my bike. A picture named bikesmall.jpg. Here's a picture. AFP news pic. Calendar ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...


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Having a discipline about personal finance budgeting is an important part for anyone in search for financial freedom. Being in charge of your finances is an initial step to building the life you always long for and the fastest and simplest way to do this is through budget. The most difficult part about personal budgeting is the emotional and psychological side of the equation. Want to know why?

The behavior of most people towards money is one main reason why most of them face financial problems. Their desire to some things supersedes their common sense and before they actually know it they already have a house full of things that usually lead them to paying for twice or thrice over. Experts say that personal finance is 80% attitude and 20% arithmetic.

Therefore if you are wise enough you know the right way to spend your own money. And by following secrets below, you will surely lead yourself on the right road.

  1. Keep a record of your everyday expenses. This is probably the hardest part about budgeting. One effective way to do this is to have a ledger or a log book where you can record your everyday expenses.
  2. Before shopping, it's always better to have a list of the things that you only need to buy. Make sure that you buy only your necessities. And when you already at the store, stick to your list. Never buy things that are not included on your list.
  3. Always think first before committing yourself into large purchases. More often that not, you will only realize that you don't need it once you think it over.

Personal finance budgeting is about being responsible of your own money. It is also knowing and stopping those attitudes that only cost you too much money.





















































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